Muhammad Abid

The writer is having vast experience in Banking and Finance sector for over one and half decade, where during his period of work he has experienced different economic and development initiatives taken for the wellbeing of the public masses through the banking channel. He has worked for the Microfinance banks which are offering community based services among the under developed segment of the society. The major work done in Financial Inclusion where several hundreds of people were brought to Banking channel to improve their businesses. The under served segment of society like woman were given the chances to change their lives through credit facilities to grow their home based businesses which is also an imitative of Women Empowerment. The Writer has also worked against different social issues and highlighting them for positive change in the society through public awareness and their active involvement to reach to the solution. This journey of empowering people is on going and is never lasting till the time last person remains underserved.

Risk Reporting

Introduction: A good risk management framework anticipates, detects, acknowledges and responds to changes and events in an appropriate and timely manner. Risk reporting provides a regular mechanism to direct updates to key stakeholders, ensuring the right information is given to the right people, at the right level, at the right time. As a minimum this […]

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Management of Risk, Principles and Reporting

Introduction: The processes shall be structured to include ‘timely, accurate and useful risk reporting to enhance the quality of decision-making and support management and oversight bodies in meeting their responsibilities’. Risk reporting is a key component of the risk management framework, providing insight and confidence to both internal and external stakeholders. Good risk reporting offers

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Managing the funding cost issue in a Bank

Introduction: In the dynamic landscape of banking, managing funding costs is a supreme concern for financial institutions seeking stability, competitiveness, and sustained growth. Subsidizing costs, addressing the costs related with getting the vital money to work, can essentially influence a bank’s productivity and generally monetary execution. As economic situations develop, loan fees change, and administrative

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Game Theory in Economics

In economics, game theory is a mathematical framework used to analyze the strategic interactions amongst logical decision-makers. It examines the decisions and actions made by people or businesses when the results of their choices are influenced by both their own and other people’s activities. It is commonly used to comprehend and forecast participant behavior in

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Sovereign Debt Crises

When a nation is unable to fulfill its debt commitments, notably the interest and principal payments on government-issued bonds or loans, it enters a state of sovereign debt crisis, often referred to as a sovereign default crisis or a government debt crisis. The impacted nation’s economy and finances may suffer greatly from these crises, and

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Banking and Economic Trends

Introduction: The banking sector is constantly changing as a result of external and economic influences. Since these patterns affect everything from interest rates to investing strategies, understanding them is crucial for banks, investors, and consumers alike. We’ll examine the major banking and economic changes that have been reshaping the financial landscape in recent years in

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Base Management: Strategies for Efficient and Effective Operations

Introduction: Base management is a critical part of various industries including manufacturing, logistics, retail and many others. The term refers to the process of effectively organizing, directing and optimizing the resources, facilities and operations from a central location or “base.” A well-managed base can have a significant impact on an organization’s efficiency, productivity and bottom

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Advertising and Marketing

Exploring the Synergy, Comparison, and Differences: In the modern business world, advertising and marketing play a key role in marketing products, services and brands. Although closely related and often used interchangeably, they are distinct parts of a broader sales promotion strategy. Let’s explore the details of advertising and marketing, comparing their features, functions and differences.

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NeoBanks

Redefining Banking for the Digital Age: The financial sector is changing dramatically in the digital age, and one of the most important technologies to do so is the idea of Neobanks. Neobanks, sometimes referred to as digital banks or online-only banks, are upending the established banking system by presenting a novel method of providing financial

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Ethical Banking Practices

Introduction: Ethical banking practices have received a lot of attention in recent years, as people and society as a whole have become more aware of the environmental, social, and ethical ramifications of financial decisions. Beyond standard banking functions, ethical banking considers the larger impact of financial transactions on people and the environment. This article goes

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